As a homeowner in Las Vegas, I often get asked what it's like to live in a city that’s known for its bright lights and world-famous Strip. The answer? We love it! Las Vegas is so much more than just a tourist destination—it’s a thriving community full of opportunities for entertainment, dining, social connections, and everyday convenience. Here’s why we love calling this vibrant city...
Have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile of equity — maybe even more than you realize.What Is Home Equity?Home equity is the difference between what your house is worth and what you owe...
Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a lifeline that many people don’t realize is still available: mortgage forbearance.What Is Mortgage Forbearance?As Bankrate explains:“Mortgage forbearance...
Understanding Private Mortgage Insurance (PMI)Private Mortgage Insurance (PMI) is an additional cost that applies to homebuyers who make a down payment of less than 20% on their home. It's essentially insurance for the lender, protecting them if you default on the loan, but the premiums are paid by you, the homeowner.What is PMI?Freddie Mac defines PMI as: “An insurance policy that...
Home Remodeling: How to Find and Hire the Right ContractorEmbarking on a home remodeling project can be both exciting and daunting. Whether you’re planning a simple refresh or a major overhaul, hiring the right contractor is crucial to ensuring a successful outcome. Here’s a guide to help homeowners navigate this process effectively.Start with a Clear PlanBefore reaching out to contractors, define the...
If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this is your first home, you may wonder, “Why do I need yet another insurance policy?” While a number of issues can be raised by that question, we will start with a general answer.The purchase of a home is one of the most expensive and important purchases you will ever make. You and your mortgage lender...
Taking steps to protect your outdoor pipes from freezing during the winter is essential. Frozen pipes are not only a major inconvenience, but they can also burst and cause significant water damage to your home—leading to expensive repairs. Fortunately, with a little preparation, you can easily winterize your outdoor pipes and protect your home from the harsh winter months. Here’s how.1. Disconnect and...
It's easy to forget about routine maintenance, but giving your home a little TLC now and then is crucial for keeping everything running smoothly. One simple yet effective task that can make a big difference is regularly replacing your heating and cooling filters. Doing so ensures that your HVAC system functions efficiently and continues to keep your home comfortable year-round.Why You Should Replace Your...
Las Vegas: The New Hub for Independent FilmmakingLas Vegas is quickly becoming a hotspot for independent filmmaking, thanks to the relocation of the American Film Market (AFM) to the Palms Casino Resort. This prestigious event, known for attracting major production, finance, sales, and distribution companies, promises to open new doors for local filmmakers. The presence of AFM will allow local talent to...
Homeowners typically slow down their moving plans as the summer months wrap up, and as a result, fewer homes are listed for sale in the fall. It’s a predictable, seasonal trend in real estate. But this year, mortgage rates came down at the same time the number of homes on the market usually starts to decline. So, what happened? More homeowners decided to sell, so more homes came to the market. The most...